Optimasset is a digital solution for the optimization of your Assets and Liabilities Management (ALM). Optimasset helps you to securely accelerate your digital transformation.
The management of assets and liabilities has become a major issue for the banking and insurance industries. The main objectives of the ALM being to:
• Manage the growing complexity of balance sheets.
• Guarantee the solvency of the company while improving the EBIT.
• Improve profitability by optimizing the management and placement of available cash
• Memorize the historical behavior of assets and liabilities profiles.
• Help decision-making process by optimizing liquidity gaps.
• Have allocation models in order to achieve an optimal balance sheet structure.
• Limit the impact of counterparty risk.
The MNS Consulting Optimasset platform has several modules
- Cash management: for real-time monitoring of your cash flow and a forecast function.
- Daily management of operations
- Daily balance management report
- Deposit modeling (depending on your financial strategy and interest rate scenarios, internal transfer cost.. etc.)
- Calculation of prudential ratios, risk indicators and analytical results by business line.
- Calculation of interest rates/ liquidity gaps: anticipation of existing differences between assets and liabilities (liquidity gaps).